When a house is sold, the doubt arises of Who should pay the community share during that month. The answer is not unique and depends on what they agree buyer and selleralthough there is a usual practice that is usually applied.
Normally, The seller must assume the receipts generated to date of the transmission of the propertyeven when they include periods after the signature of writing. For example, If the community charges quarterly in advance and the sale is made in January, the seller will cover the receipt corresponding to January, February and March. However, It is common for the parties to adjust accounts and the buyer reimburses the proportional part corresponding to the time that will own.
Types of expenses in a community
When acquiring a home, it is important to know what Community expenses They can influence the operation. Among the most common are:
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Ordinary quotas: include basic services such as Cleaning of common areas, gardening, light and water supplyoperation of elevators, garages or central heating.
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Extraordinary quotas: They refer to specific and relevant investmentsas rehabilitation works, Installation of elevators or structural improvements of the building.
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Reserve funds: mandatory contributions for guarantee the economic solvency of the community before unforeseen or future expenses.
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Pending debts: quotas unpaid by the previous owner that could affect the new buyer.
What is done in case of debts or spills?
As for extraordinary spills or expensesthe rule varies. The expenses approved before the sale are borne by the selleralthough the payment is made later; while Those who remember once the sale of sale usually corresponds to the buyer.
Another important aspect is the responsibility against Community debts. As a general rule, The buyer will respond to the unpaid quotas of the current year and the previous three years (although in some autonomous communities this period can be up to four years). However, in regard to spills or worksonly who owns will be responsible when the payment is required.
Although It is possible to sell a home with community debtsthe usual thing is May the buyer be informed of its existence. On many occasions, a price reduction equivalent to the pending amount or the amount needed to pay off the debt is retained directly before the delivery of keys.
How to check if the seller is indebted to the community
Before formalizing the purchase, it is fundamental make sure the house is up to date with their payments Community To do this, there are several ways:
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Debt certificate: Official document issued by the administrator or community presidentwhich proves if there are pending amounts. In most cases, it must get into the notaryunless the buyer expressly renounces.
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Community Minutes: They allow to know the approved quotas, as well as extraordinary works or expenses planned.
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Direct consultation to the farm administrator: It is a practical way of obtaining Updated information about the economic situation of the property.
