Julio Plazaspecialist in analysis real estatehas shared a video on his YouTube channel in which he reflects on whether Buying a home in 2025 is a good investment or a risk of losing money. From the beginning, he assures that “the mistake is not in buying expensive, the mistake is in buying bad.”
The analyst explains that interest rates are currently close to their all-time lowsaround 2% that favors financing. However, he clarifies that “it seems that they are not going down and that the trend continues to increase” in apartment prices. Even so, he adds that in Spain “although it may seem like a lie, the square meter is cheap” compared to other European countries.
Plaza maintains that the best time to buy It depends a lot on the profile of each buyer. First of all, he mentions the classic tenant who pays approximately 900 euros per month, and who doubts whether to take the step to buy a property or not. As indicated, this profile You should consider purchasing a home to stop paying rent without return.
The second profile is that of those who already have a house and want to improve. In these cases, it is recommended not get into more debt than necessary and look for more affordable properties with potential for appreciation, which may allow you to sell or invest in a larger home.
Another profile is that of families who are looking for a larger space. Plaza recommends opting for second-hand homes, even if they want to renovate them, since they can save up to 50,000 compared to a new one. In addition, he states that buying to renovate offers other advantages, such as customizing the layout and design from the beginning.
Instead, he assures that Buying new construction in 2025 is not the best option, because renovations allow you to control costs and choose finishes, something that can rarely be done in new homes.
Finally, it refers to investors, who should focus on the net profitability of the property, subtracting expenses and paying special attention to the monthly net cash flow, that is, the free money available after covering expenses. Plaza concludes that 2025 is a very favorable year for real estate investment and anticipates that next year the trend will continue.
