The total permanent disability It is an economic benefit that Social Security recognizes for those people who, due to an illness or accident, have lost the ability to carry out their usual profession, although they can carry out other different work activities. This situation, very common in people who have dedicated a large part of their lives to a specific sector, makes it difficult for them to rejoin the labor market.
As a general rule, the pension for total permanent disability represents the 55% of the regulatory base of the worker. However, there is the possibility of increasing this amount by additional 20%which raises the pension to 75% of the regulatory base. This increase is intended to compensate those who, due to age and conditions, are in a more vulnerable situation.
Requirements
To request this complement it is necessary to meet several requirements:
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Have 55 years or older at the time of application.
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not be developing no paid professional activity.
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prove that The difficulty in finding employment derives from labor limitations recognized.
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Not appear as the owner of a agricultural, maritime-fishing, industrial or commercial exploitation.
The application procedure can be carried out telematicallythrough the Social Security electronic headquarters, or in person in the Social Security Information and Attention Centers (CAISS). In both cases, a specific form must be filled out and documentation that justifies the applicant’s personal situation must be presented.
This 20% increase is designed, above all, for people close to retirement age, who, unable to return to their profession and having fewer relocation options, depend on the pension as their main source of income. With this measure, Social Security seeks to offer a more adequate pension and guarantee a decent standard of living for beneficiaries.
