Add and continue. Insurance prices continue to skyrocket. And after registering increases of up to double digits last year in many branches, they continue to rise.
Last month of September, the average premium year-on-year insurance New production home has experienced an increase of one 1%, According to recent data collected in Avant2 Sales Manager.
Analyzing by modalities, ‘Premium Home’ registered the further growth which stood at 1% and the highest average premium in the industry, which reached 379 euros. While ‘Home Basic’ registered a decrease of almost 2%. And the ‘Standard’ modality did not reach 1%, with an average premium of 273 euros in a total of 6,759 home policies issued in Avant2 Sales Manager.
In relation to the inter-monthly evolution, the Home branch in September remains stable compared to the month of August 2025. Observing the average premium of the last twelve months, it continues in practically all of them above the 275 euros which allows us to continue talking about stability in the face of the increase observed in the first half of 2024.
Increases of up to 14% in Cars
In the field of Carsthe average premium for new production reached the 468 euros. Which means an increase in 6% compared to the same month of the previous year.
The modality you obtained The highest average premium was ‘All risk with high deductible’ with 901 eurosalso being the one that experienced the greatest year-on-year growth, reaching 14%. On the other hand, ‘Extended third parties’ continues to be the modality chosen by the largest number of policyholders. Its average premium amounted to 411 euros, with a total of 26,650 issues made through Avant2 Sales Manager, which represent 62% of the total policies issued in the automobile industry.
Observing the inter-monthly evolution, the stability of the average premium of Cars during 2025 with minimal variations always above the 450 euros.
Evolution of Motorcycle policies
In September 2025, insurance Motorbike of new production recorded a 10% increase compared to the same month of the previous year. The modality experienced by The biggest increase was ‘All risk with deductible’ that with an average premium of 624 eurosthe highest of all modalities, reaching a 12% increase.
Regarding the inter-monthly evolution, this September the average premium experienced an increase of 1% compared to the previous month. Which continues with the slight monthly fluctuations that have been observed in 2025.
Evolution of death policies
In the field of deaths, The value of the average premium for new production has reached 219 euros during this month of September of this year, which means less than 1% of increase compared to the same month of 2024, but which nevertheless represents a 17% increase compared to August of 2025.
Health Policies: 9% increases
The value of the average premium for new production, in the Health branch, has reached 1,027 euros during this month of September 2025, Observing the interannual evolution, September 2024 compared to September 2025, and the intermonthly evolution, September 2025 compared to August of the same year, both parameters reflect a 9% of increase.
